Privacy Policy

Last updated: 10 November 2026

Who we are

This website, gaurfinancialservices.com, is run by Parveen Gaur, an AMFI-registered Mutual Fund Distributor (ARN-101447), operating under the trade name Gaur Financial Services, Ambala, Haryana, India. In this policy, “we” and “us” mean Parveen Gaur.

What information we collect

Details you give us. When you fill in the enquiry form on the Contact page, the details you type (name, phone number, email address, investor type and your message) are placed into a WhatsApp message that opens on your own device. The message is sent only when you press Send in WhatsApp. The form itself does not store or send your details anywhere else, and this website does not keep a copy.

WhatsApp. When you message us on WhatsApp (through the form or the Chat on WhatsApp buttons), your message and phone number reach us through WhatsApp, which is run by Meta. WhatsApp’s own privacy policy applies to that service.

Calculators. The numbers you enter in our calculators (amounts, years, returns) are used only inside your browser to show you a result. We do not receive or store them.

Visit statistics. This website uses WP Statistics, a tool that runs on our own website hosting, to count visits. It records the pages visited, the site or search engine you came from, the device and browser type, and the country. Your IP address is anonymised and stored only as a scrambled (hashed) value, so it cannot be linked back to you. This tool does not use cookies, does not track you across other websites, and the data stays on our own hosting – it is not sent to any outside analytics company. Visit data is kept for 1 year and then removed.

Cookies. This website does not set any cookies for visitors.

Why we use your information

We use the details you send us only to reply to your enquiry, to explain mutual fund and related services, to help you with onboarding if you choose to invest, and to meet legal and regulatory requirements (for example KYC rules). We contact you only about what you asked for. We do not send bulk marketing messages.

What we do not do

We do not sell or rent your personal information. We do not share it for advertising.

Who we may share it with

Only when needed to serve you:

  • WhatsApp (Meta), which carries your messages when you use it, under its own privacy policy.
  • If you invest with us: the mutual fund companies, their registrars, KYC registration agencies, and our investor portal (MFBox, at gaurfinancialservices.themfbox.com), each of which has its own privacy policy and regulatory duties.
  • Government or regulatory authorities, where the law requires.

The social media links on this site (LinkedIn, Instagram, YouTube, X) are plain links. Nothing is shared with those platforms unless you click and visit them.

How long we keep it

Enquiry details are kept only as long as needed to serve you or as required by law, and then deleted. Anonymous visit statistics are kept for 1 year.

How we protect it

We take reasonable steps to keep your information safe and limit access to it. No online method is completely secure, but we do not keep more of your information than we need.

Your rights (Digital Personal Data Protection Act, 2023)

You can ask us to tell you what personal data we hold about you, correct or update it, delete it, or withdraw your consent at any time. You can also nominate someone to exercise these rights for you, and raise a grievance with us. If you are not satisfied with our response, you may approach the Data Protection Board of India.

To make a request or a complaint, contact: Parveen Gaur, email gaurfinancialservices@gmail.com, phone +91-9466044339, Ambala, Haryana. We aim to reply within 15 working days.

Children

This website is not meant for people under 18, and we do not knowingly collect their data.

Regulatory note

Parveen Gaur is an AMFI-registered Mutual Fund Distributor (ARN-101447). Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Nothing on this website is investment advice.

Changes

We may update this policy from time to time. The date at the top shows the latest version.

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